Skip your next auto loan payment when you open a new checking account*

LIMITED TIME OFFER
Make the most of your Desert Financial Credit Union membership when you open a checking account. These Skip-A-Pay offers are our way of showing how much we appreciate you.

How It Works

Skip your next auto loan payment for no fee by opening a new Desert Financial checking account. Just follow these steps:

Desert Financial members
  1. Open a checking account with Desert Financial.*
  2. Be on the lookout for an email from
    no-reply@notification.desertfinancial.com within the following two business days inviting you to skip your auto payment.
  3. Click the link in the email and fill out the form. After submitting, you will receive a confirmation email.
  4. Your Skip-a-Pay will be set up within two business days of submitting the form. You can view your next payment due in Online Banking or the mobile app.

OPTIONAL BONUS: Skip an additional loan payment for no fee when you set up a recurring direct deposit of $500 or more per month to your new checking account.**

Frequently Asked Questions

Answers to the most common questions that you may have about these Skip-A-Pay offers, along with other important information.

Yes, after opening a checking account and meeting the requirements listed above you can skip your next auto loan payment* as long as you are the primary on both the auto loan and on the new checking account. You can also qualify to skip an additional payment after receiving eligible direct deposits totaling $500 or more** in your new checking account.
Note: You must continue making your regular auto loan payment until you receive notice that Desert Financial has confirmed your skip-a-pay request. See additional important skip-a-pay details in the disclosures below.

  • Your 10-digit member number can be found in the Welcome Letter that was sent when the loan was opened.
  • Call us at (602) 433-7000 to speak with one of our representatives, Monday - Friday: 8 a.m. - 7 p.m. and on Saturday: 8 a.m. - 5 p.m.

No, the standard $30 Skip-A-Pay fee is waived for skips earned with this offer*.

No. Participating in an approved Skip-A-Pay offer is not considered a late or delinquent payment, does not require a credit check, and will not affect your credit score. For important information about how a skipped payment may affect your loan, see the Important Note in the disclosures below.

Yes, providing you request one at the time of account opening online or over the phone, you will receive a debit card for your new checking account within 7-10 business days. If you open your new checking account in a branch, you will get your debit card right away.

You can easily sign up for online banking or download the mobile app anytime.

Click here to get started.

Yes, Desert Financial Credit Union takes the security of your personal information seriously. Please review our privacy policy for details.

Need Further Assistance?

Give us a call at (480) 618-6562 or stop by one of our convenient branch locations.

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* Offer valid for current Desert Financial members with an eligible consumer auto loan who do not currently have a Desert Financial checking account. New checking account is subject to approval and must be opened by 12/8/2026. Offer not available to members whose checking account was closed within the last 60 days or was closed with a negative balance. Additional restrictions may apply. ** To qualify for the additional Skip-A-Pay offer, eligible direct deposits totaling $500 or more must be deposited into the new checking account by 1/12/2027. Person-to-person payments, mobile deposits, and internal transfers do not qualify as an eligible method of direct deposit. Offer may not be combined with other checking account or Skip-A-Pay offers.

IMPORTANT NOTE: You must continue making your scheduled loan payments until you receive confirmation that your request for this Skip-A-Pay offer has been approved. Interest will continue to accrue during the skipped payment period, which may increase the total amount paid over the life of the loan and extend the loan term. If your loan includes optional ancillary products, such as GAP or extended warranty coverage, coverage may not extend beyond the original maturity date. If Desert Financial has set up automatic payments to your loan, the payment for the deferred month(s) will be paused and will resume after the deferment period. If you have set up recurring payments through online or mobile banking, a bill payment service, or another financial institution, you are responsible for pausing those payments for the deferred month(s).